Clarity, Care & Confidence
Financial guidance delivered with a human touch - for every stage of life
Professional financial advice helps you make clear, confident decisions about your money, retirement, and aged care. We provide personalised guidance tailored to your situation, helping you navigate superannuation, tax, investments and aged care planning. Getting advice early is essential — many financial decisions, especially around super and aged care, can’t be easily unwound. With the right advice, you can optimise your finances, reduce risks and gain peace of mind knowing your future is well‑structured and supported.
The importance of getting financial advice
Our approach
At S & J Financial Planning, we believe great advice should be accessible to every Australian. Whether you are building long-term financial security, preparing for retirement, dealing with Centrelink or navigating Aged Care, we’re here to help you make confident decisions with clarity and care.
Our Services
Aged Care
Centrelink
Superannuation
Retirement
In office, in your home, or online options
We are located in the Eastern Suburbs of Melbourne. However, we offer appointments in various office locations, in your home or online. Either way, we have got you covered.
We’d love to hear your story and explore how we can help. Reach out to book a complimentary discovery call or ask a question.
This website is published by S & J Financial Planning Pty Ltd. Jeannie van Raay (AR 260693) and S & J Financial Planning Pty Ltd (CAR 1320743) are authorised representatives of Synchron Advice Pty Ltd (ABN 33 007 207 650), AFSL 243313. The information contained in this website and any of the resources available through it including eBooks, fact sheets, and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances, or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.
Under no circumstances will any of S & J Financial Planning Pty Ltd, Synchron Advice Pty Ltd, its officers, representatives, associates, or agents be liable for any loss or damage, whether direct, incidental, or consequential, caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only. From time to time, Jeannie van Raay and/or S & J Financial Planning Pty Ltd representatives or associates may hold interests in or transact in companies or products mentioned herein and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.